Our Office · Kendall, Miami-Dade

Kendall FL Insurance Agency: Auto, Home & Business Policies

Visit our Kendall insurance agency on SW 128th Ct. Walk in Monday through Saturday with your declarations page, and our agents will compare 150+ carriers.

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Our Kendall office

Address
American US Insurance
12150 SW 128th Ct, Ste 202
Miami, FL 33186
Phone1-800-868-9170
Emailservice@amerinsured.com
Hours
Mon–Fri 9:00–6:00 · Sat 10:00–3:00

Get Directions Call (800) 868-9170

An insurance agent at a desk meets a couple holding a folder in a bright Kendall office with palms outside the window, flat vector illustration of a Kendall FL insurance agency

What does a Kendall FL insurance agency do for local drivers and families?

A Kendall FL insurance agency quotes your car, home and business with several carriers and stays with you after the sale. At our office on SW 128th Ct, licensed agents compare 150+ carriers, file SR-22 and FR-44 forms, issue ID cards and certificates, and help with claims. Kendall residents walk in; customers elsewhere in Florida reach the same agents by phone. Every quote is free.

What You Can Do at Our Kendall Insurance Office

Most visits take one sitting. Bring the paperwork you have, and we work from it.

Compare quotes in person

Sit with an agent, set your limits and see each carrier's offer explained before you choose.

Leave with documents the same day

ID cards, SR-22 and FR-44 filings, and certificates of insurance for business customers, often within the hour. You can also request them through insurance customer service.

Review a renewal

Bring the renewal notice. We compare it with the carriers writing your ZIP code before it takes effect.

Get help with a claim

We help you report the loss, follow up with the adjuster and read what your policy actually pays. Carrier claim numbers are listed on our page to file an insurance claim.

Insurance Kendall Families and Businesses Ask Us For

Kendall's searches tell us what the neighborhood needs. These six cover most of the people who walk through our door.

Auto insurance

Daily drivers on the Turnpike and Kendall Drive, teen drivers added to a family policy, and SR-22 filings.

Home insurance

Houses and townhomes from West Kendall to Pinecrest, quoted on roof age, wind mitigation and the hurricane deductible you choose.

Classic cars

Agreed value coverage for garaged collector cars, with mileage plans that fit weekend drives.

Excess liability

An umbrella over your auto and home limits for families with more to protect than the minimums cover.

Contractors

General liability, workers comp and commercial auto for the trades that work across Miami-Dade.

Small business liability

Coverage for injuries and damage your business causes, explained on our general liability insurance page.

Directions to Our Kendall Insurance Agency

Find us at 12150 SW 128th Ct, Suite 202, Miami, FL 33186. Open the map or start a route in the app you use.

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What do Kendall customers gain from an agency that owns no carrier?

Freedom to move when a carrier stops being the right fit. Because it works for you and not for one insurance company, American US Insurance treats a rate increase at renewal as a reason to shop, not something to explain away. Our Kendall agents hold licenses in four states and belong to Trusted Choice. Your policy stays with the same local team after it is written.

Popular Coverage at Our Kendall Office

Auto Insurance Home Insurance SR-22 Insurance Collector Car Personal Umbrella General Liability

From this office we serve the whole state of Florida. Nearby cities where we can help with your insurance: Miami · Homestead · Doral · Hialeah

Insurance Guides From Our Kendall Agents

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How much is boat insurance in Florida? Your premium depends on hull value, where you keep the boat, your hurricane plan and the safety credits you earn.

Get Your Free Quote From Our Kendall Agents

Tell us what you need covered. A licensed agent at our Kendall office will compare 150+ A-rated carriers and walk you through every available option.

No obligation, no pressure
Renewal and claims help after you buy
A licensed agent compares carriers

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Common Questions

Kendall Insurance Agency Questions

What can a Kendall auto insurance agency do that an app cannot?

A generic app restricts you to quoting a single carrier's rigid framework. A licensed independent agency markets your exact profile across several carriers, explains why an insurer heavily penalizes a specific teen driver, actively executes complex SR-22 court filings, and personally manages your claims and renewals.

After moving to Kendall, how do I insure my out-of-state car?

You must secure an active Florida auto policy before attempting to register the vehicle with the DMV. Florida uniquely requires specific PIP and PDL coverages that out-of-state policies lack. Simply provide your current declarations page, and we will quote compliant Florida coverage that matches your previous limits.

Does a Kendall home insurance agency help with an older roof?

Yes, and securing coverage for aging roofs is our primary focus. Carriers frequently enforce strict roof age restrictions or demand four-point inspections. We know exactly which Florida-admitted carriers will accept your older roof as-is, and we verify your wind mitigation reports to ensure you receive maximum premium credits.

Can I insure a classic car in Kendall for an agreed value?

Yes. Specialized collector car policies protect your investment by paying a predetermined, guaranteed agreed value upon a total loss, rather than a depreciated market value. Carriers typically require the vehicle to be securely garaged, driven under a strict annual mileage cap, and backed by a primary daily driver.

Do small businesses in Kendall need liability insurance?

Florida law does not require general liability of most small businesses. Landlords, clients and licensing boards usually do, and a lease often names the limit. A customer who slips in your shop or a job that damages a client's home can still bring a claim. Most Kendall businesses carry it for that reason.

What is excess liability insurance for a Kendall household?

Excess liability (or a personal umbrella policy) stacks additional financial limits on top of your base auto and homeowners policies. It pays the remaining judgments if a catastrophic crash or premises lawsuit exhausts your primary limits. It is heavily recommended for Kendall families with teen drivers, swimming pools, or strong equity.

Can I walk into your Kendall insurance office without an appointment?

Yes. Our Kendall office is open to walk-ins Monday through Friday from 9:00 a.m. to 6:00 p.m., and Saturday from 10:00 a.m. to 3:00 p.m. Bring your current declarations page, driver's license, and any court or DMV notices. Alternatively, call ahead and we will pre-load your file before you arrive.

Which insurance documents can your Kendall office issue the same day?

We frequently issue digital auto ID cards, electronic SR-22 and FR-44 FLHSMV filings, and commercial Certificates of Insurance (COIs) within the same hour. This rapid turnaround satisfies urgent DMV appointments, court dates, and commercial clients who require proof of liability before permitting you to start work.

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