One Office · Serving All of Florida

Florida Insurance Agency Near Me: Auto, Home & Commercial

From Pensacola to Key West, our licensed independent agents compare auto, home, and business coverage across 150+ carriers by phone, online, or in person.

Get A Free Quote → Call (800) 868-9170

Map of Florida with location pins linked by dotted lines to one office pin in South Florida, flat vector illustration for an insurance agency near me

How do I find an insurance agency near me in Florida?

An insurance agency near me in Florida should hold a state license, quote more than one carrier and answer the phone in your language. American US Insurance serves the whole state from one office, in person, by phone and online. Pick your city below to see the coverage local drivers, homeowners and business owners ask about, or call from any Florida ZIP code. Then a licensed agent compares your options across 150+ carriers, free.

Find a Local Insurance Agency in Your Florida City

Each page covers the policies people in that city search for most, from Miami homeowners to Jacksonville drivers. Live somewhere else in Florida? We quote your address the same way, by phone or online.

Miami

Car and home insurance for drivers and homeowners inside Florida's High-Velocity Hurricane Zone.

See Miami insurance →

Our office

Kendall

Auto, home and business insurance for Kendall and West Kendall families and shops.

See Kendall insurance →

Orlando

Car insurance for Orlando and Orange County drivers, quoted by phone and online.

See Orlando insurance →

Fort Lauderdale

Car insurance for Broward drivers, plus landlord and business liability.

See Fort Lauderdale insurance →

Homestead

Car insurance for Homestead and South Dade commuters.

See Homestead insurance →

Doral

Business insurance for Doral companies: liability, business owners policies and umbrellas.

See Doral insurance →

Hialeah

Homeowners and renters insurance for Hialeah houses and apartments.

See Hialeah insurance →

Jacksonville

Car insurance for Jacksonville and Duval County drivers.

See Jacksonville insurance →

An Insurance Agent Near You, Wherever You Live

Where you live in Florida changes how you reach us. It does not change who answers or how your quote is built. Policy changes, ID cards and billing questions all go through customer support.

Walk in

Our office takes walk-ins Monday through Saturday, with no appointment needed. Our About page introduces the insurance agents in Miami you meet there.

Call

(800) 868-9170 rings the same licensed agents who work the front desk, so a caller in Tampa or Pensacola reaches the team a walk-in meets.

Request online

Every city page sends your request to an agent with your city attached. Your first conversation starts with local details, not a blank form.

Licensed in four states

Our agents hold licenses in Florida, Georgia, North Carolina and Texas. That helps when a car, a home or a business follows you across state lines.

Our Insurance Office in Kendall, Miami-Dade

Hours: Monday to Friday, 9:00 a.m. to 6:00 p.m. Saturday, 10:00 a.m. to 3:00 p.m. Closed Sunday.

Phone1-800-868-9170
Emailservice@amerinsured.com
Address
American US Insurance
12150 SW 128th Ct, Ste 202
Miami, FL 33186

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Can an independent insurance agent in Florida cover the whole state?

Yes, when the work is comparing carriers, not running branches. Every agent works from the one office of American US Insurance, licensed by the state and fluent in both languages the market speaks. Carriers set prices by ZIP code, so we quote a Tallahassee car or a Naples house on that address, wherever you call from. Members of Trusted Choice and the Florida Association of Insurance Agents, we put your offers side by side and explain each one.

Popular Insurance Across Our Florida Cities

Auto Insurance Home Insurance Renters Insurance Flood Insurance Commercial Auto General Liability

Get a Free Quote From an Agency Near You

Tell us your Florida city and what you need to protect. A licensed agent will compare A-rated carrier options and explain each policy before you choose.

No obligation, no pressure
Renewal and claims help after you buy
A licensed agent compares carriers

Request My Free Quote

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Common Questions

Insurance Agency Near Me: Questions Answered

Why use a local insurance agency near me instead of a call center?

A call center sells one brand's policies to callers all over the country. A local independent agency licensed in Florida shops your coverage across multiple A-rated carriers at once. We lay out the offers side by side and stay with you for renewals, certificates and claims support after you bind.

Is an insurance broker near me the same as an insurance agent?

For most individuals buying home, auto, or small business coverage in Florida, the roles function identically. Both are heavily regulated and licensed by the state to compare policies on your behalf. "Broker" is a more common term in commercial and surplus lines, while "agent" is standard in personal lines.

How do I choose a local car insurance agency near me in Florida?

You should verify three things: whether they represent multiple A-rated carriers to ensure fair comparison, whether they will fully explain your Florida PIP and property damage liability limits before you sign, and whether they have the capability to electronically file SR-22 or FR-44 certificates if required.

Can a local home insurance agent near me help with a hurricane claim?

Yes, with specific limits. An independent agent helps you formally report the loss, interprets your hurricane deductible, and actively follows up with the carrier to prevent the claim from stalling. However, the insurance carrier's dedicated field adjuster makes the ultimate determination on the financial payout.

Do I need to visit an insurance office to buy a policy?

No. Most customers quote by phone or online, and many never visit. A visit helps when you want to sit down with several offers, bring paperwork for a business policy or talk through a claim face to face. For that, you can walk in without an appointment Monday through Saturday.

How can I verify that a local insurance agent near me is licensed?

The Florida Department of Financial Services (DFS) maintains a public licensee database. You can search the agent or agency name to instantly verify their active license status and check for any disciplinary actions. Legitimate agencies transparently display their Florida license numbers in their website footers.

Does American US Insurance have more than one office in Florida?

No, we operate from a single centralized office in Kendall, serving the entire state of Florida digitally and by phone. This modern structure allows us to focus our resources on securing contracts with the top carriers writing your specific ZIP code, rather than managing expensive physical storefronts.

How do your agents handle a customer in Tampa, Orlando, or Pensacola?

We handle remote clients exactly like walk-ins. You provide your details via phone or our online quote form, and we run your profile across carriers actively writing your specific ZIP code. We walk you through the coverages over a phone call, issuing your final policy documents, certificates, and ID cards electronically.

Get A Free Quote →