Umbrella, Wedding and Cruise Insurance Guides

Guides to the policies that do not fit a standard box: personal umbrella liability, wedding cancellation and cruise travel insurance for trips sailing out of Florida.

What insurance covers a wedding, a cruise or a big lawsuit?

Three different policies. Wedding cancellation insurance repays deposits when a covered reason stops the event, cruise travel insurance pays for cancellation, medical care at sea and evacuation, and a personal umbrella adds liability limits above your auto and home policies. Each guide on this page explains what the policy pays for and when you need it.

A Florida couple at their kitchen table works through bills and a calculator, their car, boat and pool visible through a wide window.

How Much Umbrella Insurance Do I Need in Florida?

How much umbrella insurance do I need? Add up your savings, future income and risks like a teen driver or a pool, then pick a limit a lawsuit can't outrun.

A large balance scale on a Florida street weighs a small stack of coins against a house, a family car and a corner shop.

Is Umbrella Insurance Worth It in Florida?

Is umbrella insurance worth it? Weigh what an extra $1 million liability layer costs against Florida risks, from uninsured drivers to dog bites.

Family of four sheltered under one large navy umbrella in light rain outside their Florida home, palm trees behind them.

What Does Umbrella Insurance Cover in Florida?

What does umbrella insurance cover in Florida? The liability layer above your auto and home limits, what it excludes and who needs one. Get a quote.

Couple with rolling suitcases on a Florida cruise terminal walkway looking toward a large cruise ship, palm trees beside them.

Cruise Travel Insurance for Trips Sailing Out of Florida

Cruise travel insurance for trips sailing from Miami and Florida ports: cancellation, medical care at sea, evacuation and missed ships. Compare plans free.

Wedding planner and couple reviewing a beach ceremony setup in Florida, white chairs and a floral arch under palm trees.

Wedding Cancellation Insurance: What It Pays For

Wedding cancellation insurance in Florida: covered reasons, vendor failures, deposits and hurricane timing, and why cold feet is not covered. Get a quote.

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Can one Florida agency quote umbrella, wedding and travel coverage?

Yes. American US Insurance quotes personal umbrella, wedding and travel insurance from its Kendall office, alongside the auto and home policies an umbrella sits on. Travel plans quote and issue online through IMG, and the agents compare the rest with several carriers.